Career capital allocation worksheet

Use one copy per decision. This is a planning worksheet, not investment, tax, accounting, or legal advice.

Decision

Factor	Buy asset	Rent/borrow	Maker/public-access space	Youth/community program
Up-front cash
Twelve-month cash cost
Three-year lifecycle cost
Expected use hours
Cost per productive hour
Maintenance/admin hours
Accessibility fit
Scheduling/control
Skills/network value
Youth/community benefit
Restrictions or safeguarding
Exit/resale options

Question	Survival	Working	Expansion
Funding counted	Cash on hand + executed near-term payments	Survival + signed conservative receivables	Working + probability-weighted contingent sources
Can this proceed?
What is delayed if revenue is late?
What remains reversible?

[ ] Contributor payments and reimbursements due before purchase are funded.
[ ] Tax/dispute reserve was set with appropriate professional input.
[ ] Restricted funds permit this use.
[ ] Full lifecycle—not merely purchase—cost is recorded.
[ ] Rental, maker-space, and public-access alternatives were priced.
[ ] Accessibility and transportation costs are included.
[ ] Youth participation has safeguarding, consent, privacy, insurance, and ownership terms.
[ ] No contingent Netflix, licensing, royalty, grant, or sponsorship income is treated as cash.
[ ] The decision has a review date and exit condition.

Chosen path:
Why:
Evidence class: verified / creator statement / documented third-party claim / estimate / unresolved
Conditions:
Review date:
Stop-loss or exit condition:
Public-safe summary:
Private evidence locator:

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